Purchase a home

with confidence

Apply now and buy a home with confidence.

Close in 30 days or less while paying ZERO lender fees.

Get Started

Purchase

Apply now and buy a home with confidence.

Close in 30 days or less while paying ZERO lender fees.

How soon do you want to buy a home? 

Mortgage Plus is  your dedicated partner on the path to a new home.

I'm ready now,

I have found a home

Apply and find a mortgage as great

as the home.

Start Approval

I want to start

looking at homes

First thing needed

is an approval letter.

Begin Now

I've just begun

researching

Let's connect for a meaningful & informative conversation.

Contact Us

Our Track Record Speaks For Itself

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Consumer Loans Funded

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Mortgage Pre-Approvals

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In Free Lender Fees

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Average Days To Close

Popular Loan Options

CONVENTIONAL

A great option if you have a solid credit score and little debt.

Learn more →

VA LOANS

We are authorized to offer special loan programs that are guaranteed by the VA for active military and veterans that are not available to the general public.

Learn more →

FHA LOANS

Qualify with ease with as little as 3.5% down; originally for first-time buyers, FHA programs are now open to wider audiences.

Learn more →

Our Digital  Experience Simplifies The Process

When you're ready, Mortgage Plus is ready too – 24 hours a day, 7 days a week

APPLY ONLINE

Our streamlined application syncs with your bank to get you accurate number, fast.

SEE CUSTOM OPTIONS

Get expert, custom recommendations with real interest rates and payments.

GET APPROVED

Get super-fast approval to move forward with your refinance or shop for homes.

CLOSE YOUR LOAN

Use your Mortgage Plus to-do list to verify the details and get closing fast.

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Common Questions

See some common questions and answers below, or call us at  (813) 324-6768   

  • How much can I afford?

    There are several factors that determine the home loan amount and purchase price that you can afford. For qualification purposes, lenders look at income, debt, assets (how much money you have for the down payment, closing fees, points, and other funds necessary to close your home loan), as well as credit. There are many different loan programs that offer different terms and rates, and some require lower down payments than others and offer more flexibility in credit and income. The best thing to do is to contact one of our loan officers to get qualified.

  • How long is the home purchase process?

    A typical escrow period is 30, 45, or 60 days. The escrow period, defined on the purchase contract and agreed upon by both buyer and seller, is usually what dictates when your loan closes. If you have already entered escrow and are closing in less than 30 days, we can still close your loan on time if we are brought into the loop as soon as possible. We have closed home loans in as little as 7 days!

  • What type of documentation do I need for a purchase home loan?

    You will need paystubs, W2s, tax returns, bank statements and your purchase contract to get started.

Apply Now

MORTGAGE CALCULATOR

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MONTHLY PAYMENT BREAKDOWN

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  • "Definitely would recommend him"

    I met Louis through my realtor and he was excellent from A to Z. Even after the sale Louis is still helping me with anything I need(ed) help with. He is a straight shooter and a stand up guy. He will not beat around the bush with you and I mean that in a good way. He’s not afraid to get you the best deal even if he’s got to shake a few heads! Definitely would recommend him to anyone who is in the market!

    Steven | Wesley Chapel, FL

  • "professionalism & expertise"

    I've known Louis for 10 years and he always impressed me with his dedication and work ethic. However, his expertise in helping me with the refi process was better than anything I could have hoped for. He walked me thru a detailed cost benefit analysis of various programs and loans that made the process so simple and easy. I am glad I refinanced with Louis and have recommended him to several friends seeking similar mortgage assistance. You can't go wrong with Mortgage Plus.

    Jr. | Riverview, FL

  • "Louis you’re the man!!"

    Louis made my buying experience awesome. Usually myself and many other people find the mortgage experience very very stressful. He is very knowledgeable and will walk you through the whole process and explain everything clearly. Louis you’re the man!! Myself and my wife thank you for helping make are dreams come true.

    Rand | Land O Lakes, FL

  • "gets it done"

    Louis is professional, easy to work with and gets it done and closed on time. I have worked with several lenders over the years and I must say I was highly impressed with how easy Louis made the entire process. Even when Hurricane Irma threatened to cause major delays, Louis found a way to get it done and save me even more money!

    Michelle | Saint Petersburg, FL

All The Services. All In One Place

Upgrade or purchase your home today. You deserve it.

Whether you’re a first-time home buyer or a longtime homeowner, purchasing a new home can be a complex endeavor, especially without financing information from a trusted source. We offer a variety of affordable home loan options, highly competitive interest rates and super low fees.

Find The Right Loan Today

All The Services. All In One Place

Upgrade or purchase your home today. You deserve it.

Whether you’re a first-time home buyer or a longtime homeowner, purchasing a new home can be a complex endeavor, especially without financing information from a trusted source. We offer a variety of affordable home loan options, highly competitive interest rates and super low fees.

Find The Right Loan Today
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